Merchant cash advance
A lump sum now in exchange for a share of future sales, paid back automatically from your daily or weekly deposits.
- Best for
- Fast working capital
- Speed
- As fast as 24 hours
Home / Funding solutions
Funding solutions for every stage of your business
Seven ways to fund your business, from same-week working capital to long-term SBA loans. Pick one to learn more, or apply once and your advisor will match you.
Choose a funding option
Every business has a different cash cycle. We match you with the type of funding that fits your revenue, your timeline and what the money is for.
Business line of credit
Draw funds when you need them and pay only on what you use. Repay it and the credit is available again.
- Best for
- Cash-flow gaps
- Speed
- A few business days
Short-term business loan
A set amount with a fixed payment schedule, so you know your total cost and payoff date from day one.
- Best for
- Inventory and projects
- Speed
- 1–3 business days
Equipment financing
Finance trucks, machinery or kitchen equipment, with the equipment itself securing the deal.
- Best for
- Buying or upgrading
- Speed
- A few business days
SBA loans
Government-backed loans with longer terms and lower rates. More paperwork, and a longer process.
- Best for
- Established businesses
- Speed
- Several weeks
Invoice factoring
Get paid now on invoices your customers will pay in 30, 60 or 90 days.
- Best for
- B2B companies
- Speed
- A few business days
Reverse consolidation
Lower the payments on your existing advances. A new funder covers them, and you make one smaller payment instead.
- Best for
- Businesses with 2+ advances
- Speed
- A few business days
Compare at a glance
Timing and terms vary by partner. Your advisor will walk you through the details of each offer.
| Funding option | Funding speed | Payments | Popular use |
|---|---|---|---|
| Merchant cash advance | As fast as 24 hours | Daily or weekly, automatic | Covering payroll or a slow month |
| Business line of credit | A few business days | Weekly or monthly | Smoothing out uneven or seasonal cash flow |
| Short-term business loan | 1–3 business days | Fixed daily, weekly or monthly | Inventory or equipment purchases |
| Equipment financing | A few business days | Fixed monthly | Trucks and trailers |
| SBA loans | Several weeks or more | Monthly | Buying a business or commercial real estate |
| Invoice factoring | A few business days to set up | Your customer pays the invoice | Waiting on slow-paying customers |
| Reverse consolidation | A few business days | One lower payment, usually weekly | Businesses with two or more open advances |
Ready to see your offers?
Apply in about five minutes. A funding advisor will review your file and reach out, usually the same business day.